Albert Head House Market Stats — Sold Prices & Trends

trend explorer

How the market moved

interactive 24-mo series

market state

The current Albert Head snapshot

single family

Active listings · now: 3
no change 1Y
Aug '25–Jul '26
Sales · period: 9
Aug '25–Jul '26
n = 9 — too few for a % change
thin sample · n under 10
New listings: 14
−26.3% 1Y
Aug '25–Jul '26
Median days on market: 41days
n = 9 sales · Aug '25–Jul '26
n = 9 — too few for a % change
thin sample · n under 10
Sale-to-list ratio: 99.2%
n = 9 sales · Aug '25–Jul '26
n = 9 — too few for a % change
thin sample · n under 10
Over-asking rate: 33.3%
n = 9 sales · Aug '25–Jul '26
n = 9 — too few for a % change
3 of 9 sales
median +$30k over asking
thin sample · n under 10
Sale-to-assessed: 89.4%
n = 9 sales · Aug '25–Jul '26
n = 9 — too few for a % change
thin sample · n under 10
Months of inventory: 3.0mo
n = 3 sales · Aug '25–Jul '26
n = 3 — too few for a % change
indicative only
Median price: —
Aug '25–Jul '26
Average price: $1.57M
n = 9 sales · Aug '25–Jul '26
n = 9 — too few for a % change
thin sample · n under 10
Price per sq ft: $472/sqft
n = 9 sales · Aug '25–Jul '26
n = 9 — too few for a % change
thin sample · n under 10
Price reductions: 13.9%
+1.2 pts 1Y
Aug '25–Jul '26

Repliers MLS · BC Assessment · 8X derived · pooled over August 2025 – July 2026 · figures below 10 sales carry no percentage change

by municipality

Across the region

13 municipalities median single family

Oak Bay$1.71M-3.6%North Saanich$1.55M-0.4%Metchosin$1.35M+0.9%Highlands$1.29Mthin sample · 8 sales Central Saanich$1.23M-6.1%Esquimalt$1.21M+9.3%Saanich$1.2M-3.6%Victoria$1.19M-1.0%Colwood$1.11M-4.2%Langford$1.08M+4.7%Sidney$1.03M-0.9%View Royal$1.03M-8.4%Sooke$829K-3.8%

median single family · pooled 3 months · May 2026 – Jul 2026 · change vs prior 3 months · 1 area below 10 sales shown without a trend

macro context

The backdrop

always at native resolution

5-yr posted mortgageCanada: 6.09%
unch WoW
BoC Valet · 2026-08
5-yr GoC bond yieldCanada: 3.35%
+12 bp WoW
BoC Valet · 2026-08
BC CPI · YoYBritish Columbia: 2.9%
YoY · 2026-07
StatCan 18-10-0004 · 2026-07
Victoria unemploymentVictoria CMA: 5.0%
+0.6 pts MoM
StatCan LFS 14-10-0459 · 2026-07
Net non-perm. residentsVictoria CMA: −1,222
2024
StatCan 17-10-0014 · 2024-01
Victoria CMA populationVictoria CMA: 445.1K
+0.7% YoY
StatCan 17-10-0148 · 2025-07

Mortgage money · BC · 5-yr termweekly capture · not live

Posted vs street · what buyers actually payBritish Columbia

4.04%

street 5-yr fixed · Coast Capital

−2.05 pts vs posted

6.09%

BoC posted · administered

The posted rate is an administered benchmark — it prices penalties and stress tests, not mortgages. Real 5-yr fixed money is ~2.0 points cheaper.

5-yr fixed · best of 7 lenders

Less than 20% down· insured

4.04%

best today · Coast Capital

20% or more down· uninsured

4.44%

best today · Coast Capital

5-yr variable · best of 7 lenders

Less than 20% down· insured

3.70%

best today · First National

20% or more down· uninsured

3.94%

best today · Coast Capital

victoria lens · The typical detached purchase here — $1M+ with 20% down — prices in the 20% or more down(uninsured) column, and $1M+ files can’t be bulk-insured, so a real quote can land a touch above it. A sub-$1M condo with 20% down can price a touch below it.

Who quotes what · by lender7 of 10 tracked lenders quote BC today

5-year mortgage rate quotes by lender, British Columbia, captured Aug 16, 2026. Lowest quote per column is marked.
lender	under 20%	20%+	under 20%	20%+
	5-yr fixed		5-yr variable
Coast Capital	4.04 (lowest)	4.44 (lowest)	3.79	3.94 (lowest)
First National	4.49	4.54	3.70 (lowest)	3.95
CIBC	4.59	4.94	3.95	4.10
Vancity	4.59	4.69	3.95	3.95
BMO	4.74	4.84	4.10	4.10
TD	4.84	4.84	4.24	4.24
RBC	4.89	4.89	3.95	3.95

5-yr fixed with under 20% down runs 4.04 (Coast Capital) to 4.89 (RBC) — 85 bp between banks on the same borrower.

Green = lowest in column. Tracked lenders without a published BC quote today are not shown.

Weekly track · 20%+ down · 5-yrfixedvariable

4.443.94

Rates via WOWA.ca · advertised rates from lenders 8X clients can be placed with · captured Aug 16, 2026

Supply pipeline

From registration to completion

sequential stages · Greater Victoria

Registrations

no data feed

—

BC Housing new-home registrations — no machine-readable feed

Permits

BC Stats · CMA

979 /12 mo

units over the trailing 12 months (flow)

Starts

CMHC SCSS · CMA

61 /mo

units in the month (flow), June 2026

Under construction

CMHC SCSS · CMA

8,951 standing

units standing (stock), June 2026

Completions

CMHC SCSS · CMA

204 /mo

units in the month (flow), June 2026

Stage vintages differ from the MLS figures above and from each other — each stage carries its own as-of date. Source bundle refreshed 12 Aug 2026.

rental market

What it rents for

Victoria CMA asking rents

Asking rents & vacancy (Victoria CMA) · coming soon

Full methodology & metric definitions

common questions

What buyers & sellers ask about the Albert Head market

Answers update with the market · data as of Jul 2026

Is Albert Head a buyer's or seller's market?

As of the latest data, Albert Head is a seller's market. There are about 3.0 months of inventory — under 4 months typically favours sellers. Around 33.3% of houses sold above asking, and the typical sale closed at 99.2% of list price. Note this is based on only 9 sales in the period, below the 10-sale minimum 8X uses before publishing a rate of change, so treat it as indicative.

Are houses in Albert Head selling over asking?

33.3% of houses that sold in the Albert Head neighbourhood closed above their list price. The typical home sold at 99.2% of asking — just under list. Among the homes that sold over asking, the median premium was +$30k over asking.

How long do houses take to sell in Albert Head?

Half of the houses that sold in the Albert Head neighbourhood went under contract within about 41 days — the median days on market. A longer time on market gives buyers more negotiating room.

Is now a good time to buy or sell in Albert Head?

It depends which side you are on. With about 3.0 months of inventory, the Albert Head neighbourhood favours sellers. Sellers have leverage, with houses moving in around 41 days and 33.3% selling over asking — buyers should be ready to act quickly and expect competition.

What is the best time of year to sell a home in Albert Head?

Across the past two years, sales activity in the Albert Head neighbourhood has been strongest in April and quietest in September. In Greater Victoria the spring market — roughly March through June — is typically the busiest selling season, when buyer demand and prices tend to peak, with activity easing over the winter.

How many houses are for sale in Albert Head?

As of the latest data there are 3 active house listings in the Albert Head neighbourhood. Over the period, 14 new listings came to market and 9 sold, which is about 3.0 months of inventory at the current sales pace.

Do houses in Albert Head sell for more than their assessed value?

The typical home in the Albert Head neighbourhood sold at 89.4% of its BC-assessed value — below its assessed value. Assessments are set once a year and lag the market, so a ratio above 100% is common when prices are rising.

Directional market benchmarks from Repliers MLS, BC Assessment & VREB — not an appraisal or personalized advice.

5-year mortgage rate quotes by lender, British Columbia, captured Aug 16, 2026. Lowest quote per column is marked.
	5-yr fixed	5-yr variable
Coast Capital	4.04 (lowest)	4.44 (lowest)	3.79	3.94 (lowest)
First National	4.49	4.54	3.70 (lowest)	3.95
CIBC	4.59	4.94	3.95	4.10
Vancity	4.59	4.69	3.95	3.95
BMO	4.74	4.84	4.10	4.10
TD	4.84	4.84	4.24	4.24
RBC	4.89	4.89	3.95	3.95

5-yr fixed

5-yr variable

lender

under 20%

20%+

under 20%

20%+

Coast Capital

4.04

4.44

3.79

3.94

First National

4.49

4.54

3.70

3.95

CIBC

4.59

4.94

3.95

4.10

Vancity

4.59

4.69

3.95

BMO

4.74

4.84

4.10

4.84

4.24

RBC

4.89

3.95

Albert Head house market — prices, sold data & trends

How the market moved

The current Albert Head snapshot

Across the region

The backdrop

From registration to completion

What it rents for

What buyers & sellers ask about the Albert Head market

Albert Head house market — prices, sold data & trends

How the market moved

The current Albert Head snapshot

Across the region

The backdrop

From registration to completion

What it rents for

What buyers & sellers ask about the Albert Head market

How the market moved

The current Albert Head snapshot

Across the region

The backdrop

From registration to completion

What it rents for

Methodology — sources and resolution contract

What buyers & sellers ask about the Albert Head market

How the market moved

The current Albert Head snapshot

Across the region

The backdrop

From registration to completion

What it rents for

Methodology — sources and resolution contract

What buyers & sellers ask about the Albert Head market