Luxton house market — prices, sold data & trends
trend explorer
How the market moved
interactive 24-mo series
market state
The current Luxton snapshot
single family
- Active listings · now
- 3+1 from 2 1YAug '25–Jul '26
- Sales · period
- 11no change 1YAug '25–Jul '26
- New listings
- 18−30.8% 1YAug '25–Jul '26
- Median days on market
- 28days+165.6% 1Yn = 11 sales · Aug '25–Jul '26
- Sale-to-list ratio
- 97.6%−0.4 pts 1Yn = 11 sales · Aug '25–Jul '26
- Over-asking rate
- 0.0%−8.3 pts 1Yn = 11 sales · Aug '25–Jul '260 of 11 sales
- Sale-to-assessed
- 96.0%−7.6 pts 1Yn = 11 sales · Aug '25–Jul '26
- Months of inventory
- 3.0mon = 3 sales · Aug '25–Jul '26indicative only
- Median price
- $950K−9.4% 1Yn = 11 sales · Aug '25–Jul '26
- Average price
- $914K−10.8% 1Yn = 11 sales · Aug '25–Jul '26
- Price per sq ft
- $497/sqft+3.2% 1Yn = 11 sales · Aug '25–Jul '26
- Price reductions
- 18.9%+1.0 pts 1YAug '25–Jul '26
Repliers MLS · BC Assessment · 8X derived · pooled over · figures below 10 sales carry no percentage change
by municipality
Across the region
13 municipalities median single family
median single family · pooled 3 months · May 2026 – Jul 2026 · change vs prior 3 months · 1 area below 10 sales shown without a trend
macro context
The backdrop
always at native resolution
- 5-yr posted mortgageCanada
- 6.09%unch WoWBoC Valet ·
- 5-yr GoC bond yieldCanada
- 3.23%+1 bp WoWBoC Valet ·
- BC CPI · YoYBritish Columbia
- 2.8%YoY · 2026-06StatCan 18-10-0004 ·
- Victoria unemploymentVictoria CMA
- 5.0%+0.6 pts MoMStatCan LFS 14-10-0459 ·
- Net non-perm. residentsVictoria CMA
- −1,2222024StatCan 17-10-0014 ·
- Victoria CMA populationVictoria CMA
- 445.1K+0.7% YoYStatCan 17-10-0148 ·
The posted rate is an administered benchmark — it prices penalties and stress tests, not mortgages. Real 5-yr fixed money is ~2.0 points cheaper.
victoria lens · The typical detached purchase here — $1M+ with 20% down — prices in the 20% or more down(uninsured) column, and $1M+ files can’t be bulk-insured, so a real quote can land a touch above it. A sub-$1M condo with 20% down can price a touch below it.
| 5-yr fixed | 5-yr variable | |||
|---|---|---|---|---|
| lender | under 20% | 20%+ | under 20% | 20%+ |
| Coast Capital | 4.04 (lowest) | 4.44 (lowest) | 3.79 | 3.94 (lowest) |
| First National | 4.49 | 4.54 | 3.70 (lowest) | 3.95 |
| CIBC | 4.59 | 4.94 | 3.95 | 4.10 |
| Vancity | 4.59 | 4.69 | 3.95 | 3.95 |
| BMO | 4.74 | 4.84 | 4.10 | 4.10 |
| TD | 4.84 | 4.84 | 4.24 | 4.24 |
| RBC | 4.89 | 4.89 | 3.95 | 3.95 |
5-yr fixed with under 20% down runs 4.04 (Coast Capital) to 4.89 (RBC) — 85 bp between banks on the same borrower.
Green = lowest in column. Tracked lenders without a published BC quote today are not shown.
Rates via WOWA.ca · advertised rates from lenders 8X clients can be placed with · captured
From registration to completion
sequential stages · Greater VictoriaStage vintages differ from the MLS figures above and from each other — each stage carries its own as-of date. Source bundle refreshed 12 Aug 2026.
rental market
What it rents for
Victoria CMA asking rents
Asking rents & vacancy (Victoria CMA) · coming soon
Methodology — sources and resolution contract
Full methodology & metric definitionsWhat buyers & sellers ask about the Luxton market
Answers update with the market · data as of
Is Luxton a buyer's or seller's market?
How much does a house cost in Luxton?
Are houses in Luxton selling over asking?
How long do houses take to sell in Luxton?
Are home prices going up or down in Luxton?
Is now a good time to buy or sell in Luxton?
What is the best time of year to sell a home in Luxton?
How many houses are for sale in Luxton?
Do houses in Luxton sell for more than their assessed value?
Directional market benchmarks from Repliers MLS, BC Assessment & VREB — not an appraisal or personalized advice.