Humpback real estate market — prices, sold data & trends
trend explorer
How the market moved
interactive 24-mo series
market state
The current Humpback snapshot
all residential
- Active listings · now
- 1−3 from 4 1YAug '25–Jul '26
- Sales · period
- 4Aug '25–Jul '26n = 3 — too few for a % changeindicative only
- New listings
- 3Aug '25–Jul '26n = 3 — too few for a % changeindicative only
- Median days on market
- 25daysn = 3 sales · Aug '25–Jul '26n = 3 — too few for a % changeindicative only
- Sale-to-list ratio
- 97.8%n = 3 sales · Aug '25–Jul '26n = 3 — too few for a % changeindicative only
- Over-asking rate
- 0.0%n = 3 sales · Aug '25–Jul '26n = 3 — too few for a % change0 of 3 salesindicative only
- Sale-to-assessed
- 77.4%n = 3 sales · Aug '25–Jul '26n = 3 — too few for a % changeindicative only
- Months of inventory
- —n = 2 sales · Aug '25–Jul '26indicative only
- Median price
- $918Kn = 3 sales · Aug '25–Jul '26n = 3 — too few for a % changeindicative only
- Average price
- $1.06Mn = 3 sales · Aug '25–Jul '26n = 3 — too few for a % changeindicative only
- Price per sq ft
- $395/sqftn = 3 sales · Aug '25–Jul '26n = 3 — too few for a % changeindicative only
- Price reductions
- 40.3%+22.1 pts 1YAug '25–Jul '26
Repliers MLS · BC Assessment · 8X derived · pooled over · figures below 10 sales carry no percentage change
by municipality
Across the region
13 municipalities median all residential
median all residential · pooled 3 months · May 2026 – Jul 2026 · change vs prior 3 months · 1 area below 10 sales shown without a trend
macro context
The backdrop
always at native resolution
- 5-yr posted mortgageCanada
- 6.09%unch WoWBoC Valet ·
- 5-yr GoC bond yieldCanada
- 3.23%+1 bp WoWBoC Valet ·
- BC CPI · YoYBritish Columbia
- 2.8%YoY · 2026-06StatCan 18-10-0004 ·
- Victoria unemploymentVictoria CMA
- 5.0%+0.6 pts MoMStatCan LFS 14-10-0459 ·
- Net non-perm. residentsVictoria CMA
- −1,2222024StatCan 17-10-0014 ·
- Victoria CMA populationVictoria CMA
- 445.1K+0.7% YoYStatCan 17-10-0148 ·
The posted rate is an administered benchmark — it prices penalties and stress tests, not mortgages. Real 5-yr fixed money is ~2.0 points cheaper.
victoria lens · The typical detached purchase here — $1M+ with 20% down — prices in the 20% or more down(uninsured) column, and $1M+ files can’t be bulk-insured, so a real quote can land a touch above it. A sub-$1M condo with 20% down can price a touch below it.
| 5-yr fixed | 5-yr variable | |||
|---|---|---|---|---|
| lender | under 20% | 20%+ | under 20% | 20%+ |
| Coast Capital | 4.04 (lowest) | 4.44 (lowest) | 3.79 | 3.94 (lowest) |
| Vancity | 4.44 | 4.54 | 3.95 | 3.95 |
| First National | 4.49 | 4.54 | 3.70 (lowest) | 3.95 |
| CIBC | 4.59 | 4.94 | 3.95 | 4.10 |
| BMO | 4.74 | 4.84 | 4.10 | 4.10 |
| TD | 4.84 | 4.84 | 4.24 | 4.24 |
| RBC | 4.89 | 4.89 | 3.95 | 3.95 |
5-yr fixed with under 20% down runs 4.04 (Coast Capital) to 4.89 (RBC) — 85 bp between banks on the same borrower.
Green = lowest in column. Tracked lenders without a published BC quote today are not shown.
Rates via WOWA.ca · advertised rates from lenders 8X clients can be placed with · captured
From registration to completion
sequential stages · Greater VictoriaStage vintages differ from the MLS figures above and from each other — each stage carries its own as-of date. Source bundle refreshed 12 Aug 2026.
rental market
What it rents for
Victoria CMA asking rents
Asking rents & vacancy (Victoria CMA) · coming soon
Methodology — sources and resolution contract
Full methodology & metric definitionsWhat buyers & sellers ask about the Humpback market
Answers update with the market · data as of
How much does a home cost in Humpback?
Are homes in Humpback selling over asking?
How long do homes take to sell in Humpback?
What is the best time of year to sell a home in Humpback?
How many homes are for sale in Humpback?
Do homes in Humpback sell for more than their assessed value?
Directional market benchmarks from Repliers MLS, BC Assessment & VREB — not an appraisal or personalized advice.