Sidney South-West real estate market — prices, sold data & trends
trend explorer
How the market moved
interactive 24-mo series
market state
The current Sidney South-West snapshot
all residential
price
- Sale-to-assessed
- 104.9%−10299989.9 pts 1Yn = 17 sales · Sep '25–Aug '26
- Median price
- $871K−8.3% 1Yn = 17 sales · Sep '25–Aug '26
- Average price
- $892K−9.5% 1Yn = 17 sales · Sep '25–Aug '26
- Price per sq ft
- $556/sqft−12.0% 1Yn = 17 sales · Sep '25–Aug '26
demand side
- Sales · period
- 17+21.4% 1YSep '25–Aug '26
- Median days on market
- 21days+62.6% 1Yn = 17 sales · Sep '25–Aug '26
- Sale-to-list ratio
- 97.8%−0.2 pts 1Yn = 17 sales · Sep '25–Aug '26
- Over-asking rate
- 5.9%−7.5 pts 1Yn = 17 sales · Sep '25–Aug '261 of 17 salesmedian +$5k over asking
supply side
- Active listings · now
- 4+1 from 3 1YSep '25–Aug '26
- New listings
- 25+4.2% 1YSep '25–Aug '26
- Months of inventory
- 2.4mon = 5 sales · Sep '25–Aug '26n = 5 — too few for a % changethin sample · n under 10
- Price reductions
- 16.1%−5.7 pts 1YSep '25–Aug '26
Repliers MLS · BC Assessment · 8X derived · pooled over · figures below 10 sales carry no percentage change
by municipality
Across the region
13 municipalities median all residential
median all residential · pooled 3 months · Jun 2026 – Aug 2026 · change vs prior 3 months
macro context
The backdrop
always at native resolution
- 5-yr posted mortgageCanada
- 6.09%unch WoWBoC Valet ·
- 5-yr GoC bond yieldCanada
- 3.63%+21 bp WoWBoC Valet ·
- BC CPI · YoYBritish Columbia
- 2.9%YoY · 2026-07StatCan 18-10-0004 ·
- Victoria unemploymentVictoria CMA
- 5.3%+0.3 pts MoMStatCan LFS 14-10-0459 ·
- Net non-perm. residentsVictoria CMA
- −1,2222024StatCan 17-10-0014 ·
- Victoria CMA populationVictoria CMA
- 445.1K+0.7% YoYStatCan 17-10-0148 ·
mortgage money
What borrowing costs
BC · 5-yr term weekly capture · not live
The posted rate is an administered benchmark — it prices penalties and stress tests, not mortgages. Real 5-yr fixed money is ~2.0 points cheaper.
victoria lens · The typical detached purchase here — $1M+ with 20% down — prices in the 20% or more down(uninsured) column, and $1M+ files can’t be bulk-insured, so a real quote can land a touch above it. A sub-$1M condo with 20% down can price a touch below it.
| 5-yr fixed | 5-yr variable | |||
|---|---|---|---|---|
| lender | under 20% | 20%+ | under 20% | 20%+ |
| Coast Capital | 4.04 (lowest) | 4.44 (lowest) | 3.79 | 3.94 (lowest) |
| CIBC | 4.59 | 4.94 | 3.95 | 4.10 |
| BMO | 4.74 | 4.84 | 4.10 | 4.10 |
| First National | 4.79 | 4.84 | 3.70 (lowest) | 3.95 |
| Vancity | 4.84 | 4.84 | 3.95 | 3.95 |
| RBC | 4.89 | 4.89 | 3.95 | 3.95 |
| TD | 4.94 | 4.94 | 4.24 | 4.24 |
5-yr fixed with under 20% down runs 4.04 (Coast Capital) to 4.94 (TD) — 90 bp between banks on the same borrower.
Green = lowest in column. Tracked lenders without a published BC quote today are not shown.
Rates via WOWA.ca · advertised rates from lenders 8X clients can be placed with · captured
From registration to completion
sequential stages · Greater VictoriaStage vintages differ from the MLS figures above and from each other — each stage carries its own as-of date. Source bundle refreshed 12 Sep 2026.
rental market
What it rents for
Victoria CMA asking rents
No rental data yet
Asking rents and vacancy for the Victoria CMA will land here once the feed is wired. Nothing is estimated in the meantime.
Methodology — sources and resolution contract
Full methodology & metric definitionsWhat buyers & sellers ask about the Sidney South-West market
Answers update with the market · data as of
Is Sidney South-West a buyer's or seller's market?
How much does a home cost in Sidney South-West?
Are homes in Sidney South-West selling over asking?
How long do homes take to sell in Sidney South-West?
Are home prices going up or down in Sidney South-West?
Is now a good time to buy or sell in Sidney South-West?
What is the best time of year to sell a home in Sidney South-West?
How many homes are for sale in Sidney South-West?
Do homes in Sidney South-West sell for more than their assessed value?
Directional market benchmarks from Repliers MLS, BC Assessment & VREB — not an appraisal or personalized advice.